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Start a Business: 8 Steps to Turn Your Idea into a Working Business

Start a Business: 8 Steps to Turn Your Idea into a Working Business

by Your Credit Report | Oct 15, 2020 | Make Money

Have you ever had a business idea that was so groundbreaking, so profound, that you knew it could change your life and impact markets on a local or global scale? We’ve all had those “eureka” moments when it comes to thinking of business ideas. Maybe it was you and a...

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Make Money

Start a Business: 8 Steps to Turn Your Idea into a Working Business

October 15, 2020
Have you ever had a business idea that was so groundbreaking, so profound, that you knew it could change your life and impact markets on a local or global scale? We’ve all had those “eureka” moments when it comes to thinking of business ideas. May...
Read More ›
Save Money

How Much Money Should You Save Each Month?

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Figuring out how much to save every month is an important tool when planning for your future. But how much money you should be saving each month isn’t always simple to figure out. There are rules such as the 50/30/20 income split but is that a goo...
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A Real Solution For High Credit Card Debt

September 11, 2020
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Don’t apply for multiple credit cards or loans a Don’t apply for multiple credit cards or loans at once – lenders will do what is called a “hard inquiry” on your credit report and that will slowly chip away at your credit score. When you are first building credit take it slow and steady and space out your credit applications.
It’s important to know your score and monitor yo It’s important to know your score and monitor your credit report, you need a clearly see that roadmap to your financial goals and keep your credit in check because when it comes time to buy your house or get a car, your credit score will dictate your interest rate and a low rate could save you thousands of dollars over the course of your loan
You should be reviewing your credit pretty frequen You should be reviewing your credit pretty frequently, there are SO MANY tools available to keep track of your score to know where you stand. Head to our website to learn about which one fits your needs best
Keep credit utilization low – it’s a smart ide Keep credit utilization low – it’s a smart idea to use less than 30% of your available credit. If your limit is $10,000, use less than $3,000 once you push over that 30% you'll start to see your score drop
Keeping an account open that you don't plan on usi Keeping an account open that you don't plan on using anymore, maybe you bought a TV from a big box store and don't plan to buy anything else, will help to keep your limit of available credit high which makes you look good overall, the lender will eventually close it for inactivity and that won't negatively affect you
The most important thing to a good credit score is The most important thing to a good credit score is maintaining smart credit habits and building your history of on-time payments...seriously, there is no excuse for late payments, open up your planner, your calendar, whatever it is you use and schedule a reminder
Throwing pennies in your piggy bank won't help you Throwing pennies in your piggy bank won't help you build credit but nowadays you can actually build credit for reporting things you already pay for monthly like your cell phone bills, utility bills, even rental payments.
Building a good credit score takes time and is one Building a good credit score takes time and is one of the most important factors for your financial future. When it comes to things like a car loan, home mortgage, credit card rates + limits, leasing an apartment, and more; your credit is the metric that lenders will look at first and foremost
Your source for the latest tips and trends to buil Your source for the latest tips and trends to build your credit and elevate your financial success! We’re excited to be here to share our collective knowledge, wisdom from the experts, and mistakes of our forefathers to help you hit your financial goals quicker
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