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  • Personal Loan
  • Debt
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Uncategorized

When Should You Start Investing for Retirement?

February 11, 2021

Understanding Different Types of Credit Cards

February 5, 2021
YCR-Tax Season is Just Around the Corner
February 4, 2021
The Basics About IRAs
February 3, 2021

More Resources & Articles

Uncategorized

GO2bank Review: The Ultimate Mobile Bank Account

February 2, 2021
GO2bank is the new kid on the block in the online banking world. They have gained traction across the United States and market themselves as “The Ultimate Mobile Bank Account. Simple. Seamless. Smart”, but is it true? Is it as good as ...
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Make Money

Start a Business: 8 Steps to Turn Your Idea into a Working Business

October 15, 2020
Have you ever had a business idea that was so groundbreaking, so profound, that you knew it could change your life and impact markets on a local or global scale? We’ve all had those “eureka” moments when it comes to thinking of business ideas. May...
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Save Money

How Much Money Should You Save Each Month?

September 17, 2020
Figuring out how much to save every month is an important tool when planning for your future. But how much money you should be saving each month isn’t always simple to figure out. There are rules such as the 50/30/20 income split but is that a goo...
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Debt

A Real Solution For High Credit Card Debt

September 11, 2020
This is a paid article Living day to day with huge amounts of debt can seem like carrying the weight of the world on your shoulders. It’s hard to breathe, hard to sleep, and hard to see the light at the end of the tunnel. Countless American ...
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Student Loans

Finding The Best Student Loans For Education

September 3, 2020
Student loans can be a complicated burden but for many people getting a student loan is the only way they can pursue a higher education degree. Here we’ll look at education loans and the fastest way you can pay off your loans. The average co...
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#Credit Repair Services

Credit Review

Experian Boost Review

August 5, 2020
Having a good credit score can have major impacts on the way in which you live your life. The problem is that typically improving your score from bad to good and beyond to excellent can take a long time. But through Experian, improving your credit...
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Credit Review

Credit Score Review: Experian CreditWorks

August 4, 2020
It’s scary to think that in the past several years some 40+ million Americans have had their identities stolen, which is a staggering 2 out of 5 individuals. Although you probably shouldn’t be losing sleep over this fact it does illust...
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Credit Review

Credit Score Review: GoFreeCredit

August 4, 2020
Being on top of your credit score is important in today’s modern economy. There are hundreds of different places to get your credit score, credit monitoring, and other services related to knowing and building your credit. Here we’ll lo...
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Credit Review

Credit Score Review: FreeScore360

August 4, 2020
It’s generally a good idea to check and know your credit score. Whether you’re looking for a card to build credit, get a car loan, apply for a mortgage, or even sign an apartment lease; your credit score could be the make or break item...
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About Us
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Uncategorized

When Should You Start Investing for Retirement?

February 11, 2021
Investing 101 The younger you start the better Company-sponsored 401(k) Let the experts manage your money How much should you invest every month? Don’t panic about a market downturn! Aggressive or conservative investments? Get started today ...
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Uncategorized

Understanding Different Types of Credit Cards

February 5, 2021
Did you know there are many different types of credit cards available today? This makes knowing which type of credit card will best suit your individual needs a little more complicated. After all, are you looking for cash back, travel rewards, low...
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Uncategorized

YCR-Tax Season is Just Around the Corner

February 4, 2021
It’s a new year, but don’t expect an automatic income tax extension as we saw in 2020. Find your previous tax returns Organize your tax documents and information Determine your tax bracket File an extension if necessary Use guided Tax ...
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Don’t apply for multiple credit cards or loans a Don’t apply for multiple credit cards or loans at once –  lenders will do what is called a “hard inquiry” on your credit report and that will slowly chip away at your credit score. When you are first building credit take it slow and steady and space out your credit applications.
It’s important to know your score and monitor yo It’s important to know your score and monitor your credit report, you need a clearly see that roadmap to your financial goals and keep your credit in check because when it comes time to buy your house or get a car, your credit score will dictate your interest rate and a low rate could save you thousands of dollars over the course of your loan
You should be reviewing your credit pretty frequen You should be reviewing your credit pretty frequently, there are SO MANY tools available to keep track of your score to know where you stand. Head to our website to learn about which one fits your needs best
Keep credit utilization low – it’s a smart ide Keep credit utilization low – it’s a smart idea to use less than 30% of your available credit. If your limit is $10,000, use less than $3,000 once you push over that 30% you'll start to see your score drop
Keeping an account open that you don't plan on usi Keeping an account open that you don't plan on using anymore, maybe you bought a TV from a big box store and don't plan to buy anything else, will help to keep your limit of available credit high which makes you look good overall, the lender will eventually close it for inactivity and that won't negatively affect you
The most important thing to a good credit score is The most important thing to a good credit score is maintaining smart credit habits and building your history of on-time payments...seriously, there is no excuse for late payments, open up your planner, your calendar, whatever it is you use and schedule a reminder
Throwing pennies in your piggy bank won't help you Throwing pennies in your piggy bank won't help you build credit but nowadays you can actually build credit for reporting things you already pay for monthly like your cell phone bills, utility bills, even rental payments.
Building a good credit score takes time and is one Building a good credit score takes time and is one of the most important factors for your financial future. When it comes to things like a car loan, home mortgage, credit card rates + limits, leasing an apartment, and more; your credit is the metric that lenders will look at first and foremost
Your source for the latest tips and trends to buil Your source for the latest tips and trends to build your credit and elevate your financial success! We’re excited to be here to share our collective knowledge, wisdom from the experts, and mistakes of our forefathers to help you hit your financial goals quicker
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